Aetna is one of the largest health insurance companies in the United States. They offer a variety of health insurance plans, including Medicare Advantage Plans. Aetna’s Medicare Advantage plans are some of the most popular in the country. In this blog post, we will discuss Aetna’s Medicare Advantage plans for 2022. We will go over the different plan options, and help you decide if an Aetna Medicare Advantage plan is right for you!
Aetna Advantage Products at a Glance
Offer a ton of $0.00 Cost Plans with things like dental, vision, hearing, and prescription drug coverage. Aetna has three million people enrolled. Also through the merging of new companies they will be offering it’s products in more states.
A Little about Aetna
Aetna offers a broad range of traditional, voluntary, and consumer-directed health insurance products and related services. Known for their first-class customer service and very large service area These plans include:
- Medical, pharmacy, and dental plans
- Behavioral health services and mental health
- Group life and disability plans
Aetna serves a range of customers who include employer groups, individuals, college students, part-time and hourly workers, health plans, governmental units, government-sponsored plans, labor groups, and expatriates.
What is covered Under Aetna Medicare Advantage Plan?
Aetna Medicare Advantage plans cover a wide range of services. Some of the most common benefits include:
- Doctor visits
- Hospitalization
- Surgery
- Prescription drugs
- Dental care
- Vision care
- Hearing aids and exams
- Mental health and substance abuse disorders treatment
In addition here are some things that separate Aetna from the pack:
Concierge Services: plan members have access to a concierge service that can connect them with health care and lifestyle services in your area. As well as gym benefits.
Aetna concierge services can connect you to caregivers, recreational activities and senior centers, transportation, food and meal services, cleaning companies, and more.
Health Home Visit Program: This gives you the ability to have an at-home visit with a medical professional. Also things like physical therapy or occupational therapy
Over the Counter Credits: This gives the client quarterly benefits of free goods. as cold medicine, Vitamins, Supplements and other items that help you save money. Although this does not roll over.
Home Delivered Meals: For people that have been released from a qualified in-hospital stay or skilled nursing facility you can get Healthy meals delivered to your front door.
Acupuncture: Sometimes alternative methods can help with pain and other ailments and Aetna supports people that want to seek those benefits.
Different Types of Plans Aetna offers
Aetna has a few different types of plans that they offer. They have HMO, PPO, and POS plans. As well as special need plans.
HMO Plans: A Health Maintenance Organization plan is a type of insurance plan that requires you to use doctors, hospitals, and other health care providers that are in the plan’s network. In addition requires referrals.
PPO Plans: A Preferred Provider Organization plan is a type of insurance plan that allows you to see doctors outside of the plan’s network, but you will pay more for these services. Also offers national coverage.
POS Plans: A Point-of-Service plan is a type of insurance plan that allows you to see doctors outside of the plan’s network, but requires you to use in-network doctors for some services. In addition you will need a referral for some doctors with this plan also.
SNP Plans: Special Needs Plans are plans that work for people that have chronic Illnesses or Medicare and Medicaid. These plans are designed for Dual Enrollees to help give more benefits at a zero-cost basis. Although these plans still require a referral.
There are special qualifications for the SNP plans. Please reach out to a professional to see if you may qualify. Also keep in mind there are different levels of Medicaid coverage.
Quick Face Check
Aetna Medicare Advantage plans are some of the most popular in the country. In this blog post, we have discussed Aetna’s Medicare Advantage plans for 2022. We have gone over the different plan options, to help you decide if an Aetna Medicare Advantage plan is right for you! If you’re looking for a Medicare Advantage plan, make sure to check out Aetna!
Aetna is great option for most! However you may have different needs. Although Aetna is the focus of this blog. It may not be a fit for you. This is where we want to be clear.
It’s Medicare Ratings & Reviews
Each year, the Centers for Medicare & Medicaid Services (CMS) evaluates Medicare Advantage plans using a five-star rating scale. With that being said, Aetna Medicare Advantage Prescription Drug plans earned a rating of 4.29 stars. Out of five for 2022, placing it “above average” versus the competition.
In 2021, Aetna Medicare Advantage plans scored 795 out of 1,000 on J.D. Power’s Medicare Advantage customer satisfaction index rating.
Aetna continues to strive to offer above-average service and products to its clients.
Not all types of plans are available in all areas. You can speak with a licensed insurance agent to find out what plans are offered in your area. We will be able to help you decide what plan is best for you.
