Finding a dentist that takes United healthcare Medicare can be difficult. That is because there are so many different dental plans out there, and each one has its list of participating dentists. However, don’t worry, we are here to help! In this blog post, we will give you some tips on how to find a dentist that takes United healthcare Medicare. We will also provide a list of popular dental plans from United healthcare, so you can see which one best suits your needs.
UHC Plans at a Glance
- $0.00 Premium Plans available in PPO and HMO in some areas
- Many plans offer both prescription drug plans and vision and dental coverage benefits
- 6.3 million people are enrolled in a UHC Medicare Advantage program
How can I find a Dentist that takes my insurance?
The first step is to visit the United healthcare website and use their Find a Dentist tool. You will need to enter your zip code and select the type of dental care you’re looking for. Then, you will be able to see a list of dentists in your area that accepts United healthcare insurance.
If you’re still having trouble finding a dentist that takes your insurance, you can always call United healthcare customer service line and they will be able to help you find a participating dentist in your area.
HMO plans have great dental!
A Medicare HMO plan generally limits you to the plan network of health care providers, which may include dentists in your area.
Non-emergency dental care received outside of the plan network will typically not be covered under the plan. Unless this was due to auto injury or accident
Where to search for a dentist: Start by looking in the network associated with your plan. The Carrier does provide a list of providers in hard copy that is mailed out with your plan. Be sure to look through that first to see if your existing dentist accepts the plan.
PPO or POS plans
If you have a Medicare PPO or a Medicare POS plan that offers dental coverage, you may be able to visit a dentist outside the plan network. However, your out-of-pocket costs may be lower if you visit a dentist in your plan provider network. POS is usually a part of an HMO program. So finding a dentist is a resource where you would look at providers in the network first.
PPO will allow you to go out of network but you will pay more. You are better off finding someone within the network for routine work.
Private Fee-For-Service Plan (PFFS)
Medicare PFFS plans that provide dental coverage typically do not have a defined network of dentists. Members are free to seek out care from any provider, as long as that provider accepts the terms and conditions of the plan. These plans however tend not to come with prescription drug coverage. Also if the dentist does not agree with the terms of the PFFS contract they can charge you according to their bill pay system.
How to Get Help with your Medicare coverage
You might consider contacting a licensed insurance agent today if any of the following apply to you:
- You are thinking about enrolling in a Medicare Advantage plan and would like to enroll in a plan.
- You are enrolled in a Medicare Advantage plan without dental benefits and want to know how to switch to one that does cover dental care.
- You’re enrolled in a Medicare Advantage plan with dental benefits but are not satisfied with the selection of participating dentists offered by your current plan.
- You a Medigap plan are looking for stand-alone dental coverage
- Your Current dental plan is not delivering on the benefits covered
A licensed insurance agent can help you determine which dentists in your area accept UnitedHealthcare Medicare Advantage plans or if you need to look at another company altogether. In the end, we are not married to any company. We are to help you first and foremost so that you can make an informed decision about your care.
Medicare can be a very intimidating thing for people, Navigating the different plans and understanding the language can be daunting. Don’t worry that is where we come in. We are continually educating ourselves on the latest options available to the senior market. This is so you do not have to let us take the burden off your shoulders. We hoped this helped you feel a little better!
