Who doesn’t love a good “Buy 1, Get 1 Free” deal at Walmart? Or discount codes to shop online? Moreover, a senior citizen’s discount always shines like a diamond in a coal mine. If all of these scenarios sound familiar to you, then it turns out you are a smart and savvy consumer. You like to ensure that money is spent wisely. But have you stopped to consider that, do you view your Medicare Advantage plan under the same scrupulous lens? After all, some of your money is going into making your Medicare Advantage plan last and become worthwhile. So doesn’t it sound great that you make the most of it while you are it?
We thought so!
That is why we bring to you our top three tips that will help make your Medicare Advantage plan even better for you. Let’s have a look.
Tip # 1: Review Your Plan Coverage & Make Use of Those Benefits
The easiest ways you can make the most of your Medicare Advantage is simply review your plan for all its coverage. Many people tend to generally disregard this. They believe that only when they fall ill or injure themselves they get use of these benefits, which is not true.
You can you make use of these benefits when you are healthy, and your insurer would help you earn them. Most of the basic information regarding your plan can be found easily on your insurer’s website. You can even see in the physical documents that you have got from your Medicare Advantage.
Go through the document and keep an eye out for some features. Benefits like fitness plans, gym memberships, personalized meal plans, and even community-building workshops for your body and mind. All of these and much more can be acquired for no surcharge whatsoever, including lab, cardiac rehab, and telehealth.
Tip # 2: Make the Most of Your Preventive Care Benefits
Preventive care services are essential for seniors as the risk of having irreversible health problems increases with age. Therefore, prevention of running such health risks starts from preventive healthcare measures like tests and diagnostics like annual wellness exams, necessary vaccines, and screenings for blood and cancer.
Medicare Advantage plans include a wide array of preventive care for their clients. You make use of these by visiting an in-network hospital or healthcare facility. Also, they may also come to your home in certain scenarios. You receive your preventive care procedure in addition to covering commute expenses and easy communication with your healthcare provider.
Moreover, your healthcare provider will also help you understand through preventive care that what medications and care programs fit your requirements and your budget. As Medicare Advantage cannot charge you for the preventive care services you undertake, this comes free of cost and can make all the difference to a quality life.
Tip # 3: Find Ways to Save On Prescription Drugs
Original Medicare that is the Part A and B does not include prescription drugs. Hence, clients must acquire a separate Part D plan that allows them Medicare coverage for prescription drugs. Therefore, many people opt for Part C, which is the Medicare Advantage, to subsidize their out-of-pocket costs for prescription drugs as compared to Part A, B, or D.
While under the Medicare Advantage plan, the best way to do that is to utilize home delivery services from bigger pharmacies than your local drug stores, pharmacies, and retailers. This allows you to buy your regular medication in bulk for at least three months and save on the trip as well as the cost of that many drugs to your local pharmacy or store.
Furthermore, you should always make sure that the pharmacy you choose might be preferred under your network. This instantly puts you on a lower copay relative than to use an out-of-network pharmacy. Additionally, you can always talk to your doctor or healthcare provider for a cheaper alternative to your medication unless it is an absolute necessity.
Final Thoughts
Following our curated top 3 tips regarding Medicare Advantage plans can undoubtedly help you make your plan even better, along with more smart savings on money and health matters.
United Insurance is a national company helping members of the community choose the best Medicare options available. United’s mission is to guide seniors proactively by offering a clear picture of today’s healthcare coverage options like Medicare. We bestow a true family environment built on honor and trust. Focus on dedication to professionalism, knowledge, and follow-through is our recipe for winning the hearts of our customers. Contact us to get started on your Medicare journey right away!
