Medicare supplement plans are a vital part of the Medicare program. These plans help to cover some of the costs that are not covered by Original Medicare. In 2023, several changes are coming to the Medicare supplement plan landscape. In this blog post, we will discuss these changes and what they mean for seniors in America. Stay tuned for more information on AARP aarp medigap plans in the coming year!
Some Features of Medicare Supplement Plans:
Predictable out of pocket costs- Low or no out of pocket copay, coinsurance, or deductible plan options
Guaranteed Coverage for life- Plan features stay the same from year to year and your coverage will never change even if your health does.
More Complete Coverage- Prescription drug plans work with Medicare Supplement Plans for 2023 to provide you with more complete coverage.
Keep your Doctor- Choose any doctor or hospital that accepts medicare patients. Referrals are never needed
Coverage When you Travel- A medicare supplement plan goes with you when you travel anywhere in the US.
Why AARP Medicare Supplement Insurance Plans from UnitedHealthcare?
UnitedHealthcare has been providing coverage and building personal relationships for more than 30 years and offers the only Medicare Supplement plans endorsed by AARP.**
The basic benefits provided by Medicare Supplement plans are the same no matter which insurer you choose. But AARP medigap plans from UnitedHealthcare has many features that stand out.
Service and Expertise
- UnitedHealthcare’s highly-rated customer service and support1.
- Medicare Supplement Experts are available to answer questions and help you find the best plan to meet your needs.
Experience and Reputation
- UnitedHealthcare has more than 30 years of experience serving our members.
- UnitedHealthcare is America’s #1 Medicare Supplement provider, serving more than 4 million insured members nationwide.
Medicare Supplement Plans Offered by AARP
They have a wide variety of AARP medigap plans to choose from. The table below outlines the different types of plans offered by AARP in 2023.
Plan A:
This is the most basic type of Medicare Supplement plan. It covers your Part A coinsurance, hospice care coinsurance, and up to an additional 365 days of hospital care.
Plan B:
This plan covers your Part A coinsurance, hospice care coinsurance, and up to an additional 365 days of hospital care. It also covers your Part B deductible and coinsurance.
Plan C:
This is the most comprehensive Medicare Supplement plan offered by AARP. It covers everything in Plan A and B, plus it also covers your Part B excess charges.
Plan D:
This plan covers everything in Plan A and B, plus it also covers your Part B deductible.
Plan G:
This plan covers everything in Plan A through F, plus it also covers your Part B excess charges.
Plan N:
This plan covers everything in Plan A and B, plus it also covers your Part B coinsurance.
High-Deductible Plan G:
This is a high-deductible version of Plan G. It has the same coverage as Plan G, but with a higher deductible.
AARP Medicare Supplement plans are some of the most comprehensive and affordable plans available on the market today. If you are looking for a plan that will cover all of your medical expenses, then a Medicare Supplement plan from AARP is the way to go.
If Supplemental Insurance is Too Pricey, There are Other Alternatives
If you find that a Medicare Supplement plan is too expensive for your budget, there are other options available that can still provide you with the coverage you need. These include:
Medicare Advantage Prescription Drug Plans: These plans combine your Part A and Part B coverage into one plan. They also include prescription drug coverage and some plans offer extra benefits like dental, vision, and fitness memberships.
Medicare Prescription Drug Plans: These plans can be added to any existing Medicare plan to help cover the costs of prescription drugs.
Stand-Alone Prescription Drug Plans: These plans are available to anyone with Medicare. They do not include any other coverage, but they can help lower the cost of your prescription drugs.
No matter what your budget is, there is a Medicare plan out there that can meet your needs. If you are looking for comprehensive coverage, then a Medicare Supplement plan from AARP may be a fit or even an Advantage product from them as well. Give us a call and we can help you to navigate that decision.