Looking for the best short term insurance providers? Look no further! In this blog post, we will discuss some of the top providers in the industry and what you can expect from them. Short term insurance is a great option for people who are between jobs or don’t have health insurance through their employer. It…Read More
Life insurance is one of the most important purchases you can make. It provides peace of mind in knowing that your loved ones will be taken care of. Especially if something happens to you. But what happens when you no longer need the policy? In this blog post, we will discuss surrendering cash value and…Read More
Medicare Preparation Starts Now! Medicare is designed to help eligible individuals pay for healthcare. One of the most important decisions to make when enrolling for the first time or making changes to your coverage during open enrollment is whether to opt for Medicare Advantage (MAPD) or Traditional Medicare. Your choice can determine which doctors and…Read More
Medicare and Medicaid are both government-funded health insurance programs that help seniors and low-income individuals afford nursing home care. It can be confusing to determine whether or not you qualify for coverage, and what services are covered. In this blog post, we will break down Medicare and Medicaid coverage for nursing home care, so that…Read More
Term life insurance is a popular choice for many people. It protects for a specific period, and the premiums are usually lower than those for other types of life insurance policies. There are several different types of term life insurance policies available, so it can be difficult to decide when buying term life insurance, which…Read More
Medicare is a government-run health insurance program that provides coverage for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD). There are different parts of Medicare: Part A covers hospital stays, Part B covers doctor visits…Read More
The dreaded Medicare donut hole. For those of you who are not familiar with the term, the donut hole is a coverage gap that affects people with Medicare Part D drug plans. Once you have spent a certain amount of money on prescription drugs (the amount varies depending on your plan), you enter into the…Read More
Indexed universal life insurance policies are a type of permanent life insurance. They offer the guarantees of a traditional universal life policy, as well as a potential for increased growth in the cash value account based on an indexing strategy. This can make them an attractive option for those looking for long-term financial security. In…Read More
Medicare and Medicaid are two government-run health insurance programs that offer coverage to millions of people across the United States. But what are the differences between them? In this blog post, we will take a look at the benefits offered by Medicare and Medicaid, as well as the deductibles and coinsurance associated with each program.…Read More
When it comes to life insurance, there are two main types: permanent and term. Permanent life insurance policies are meant to last for the entirety of your life, while term policies only last for a specific number of years. Which one is right for you? That depends on your unique needs and situation. In this…Read More