Medicare beneficiaries in Florida have a lot of choices when it comes to their health coverage for 2022. There are a variety of Medicare Advantage plans available, as well as traditional Medicare and Medigap policies. In this blog post, we will take a look at the different types of plans that are available and what you can expect in terms of premiums and benefits.
Understanding Medicare in Florida
Medicare, the United States federal medical insurance program, provides coverage for about 2.4 million people in Florida who qualify for Medicare. You can get Medicare Plans in Florida if you’re 65 or older or have a qualifying disability.
Your disability typically qualifies if you’ve received at least 24 Social Security or Railroad Retirement Board (RRB) disability insurance payments. You can also enroll in Medicare Advantage Plans if you have End-Stage Renal Disease (ESRD) or amyotrophic lateral sclerosis (ALS).
Most people have premium-free Part A but, if you have to buy it, the cost can reach up to $499 per month in 2022. Part B costs $170.10 per month but can be more if you have a higher income. There are 254 Medicare Advantage Plans in the state that are an alternative to Original Medicare. Learn more about your Medicare options in Florida. As well as your free options.
Carriers Available In Florida:
- Aetna
- AARP / UHC
- Cigna Healthcare of Florida, Inc.
- Optima
- Humana Insurance Company
- Mutual of Omaha Insurance Company
- United American Insurance Company
Many carriers offer Medicare plans in Florida. These are just a few examples. Be sure to research all your options to find the best Medicare plan for you.
Now that you know a little more about Medicare in Florida, you can start your research and find the perfect plan for you. As well as what fits your budget.
What Kind of Plans Are Available?
There are a few different types of Medicare plans available in Florida:
- Original Medicare (Parts A and B)
- Medicare Advantage Plans (Part C)
- Medicare Part D Prescription Drug Plans
You can also get a Medigap policy to help cover some of the costs that Original Medicare doesn’t, like deductibles and copayments.
What’s Next?
If you’re ready to start looking for a Medicare plan, we can help. Use our plan finder tool to compare plans in your area and see if you could save on your monthly premiums. You can also call one of our licensed insurance agents at (800) 339-4112 to get help finding a plan that fits your needs.
If you have any questions about Medicare in Florida, feel free to contact one of the resources above. They will be more than happy to help you out and answer any questions you may have! And, as always, if you need help finding a plan or have any questions, call us at (800) 339-4112. We’re here to help!