As you probably know, prescription drug plans can be a huge help in managing your medical expenses. With so many plans available, it can be hard to choose the right one for you. In this blog post, we will discuss the top six prescription drug plans for 2023 and how to choose the right one for your needs!

Prescription drug plans: which is right for you?

There are a lot of factors to consider when choosing a prescription drug plan. Here are a few things to keep in mind:

  • Your current medications and their costs;
  • The type of coverage you need;
  • Your budget.
Medicare Advantage

Once you have considered these factors, you can start looking at the different plans available. To help you out, we have compiled a list of the top six prescription drug plans for 2023.

The Top Six Prescription Drug Plans for 2023:

  1. Wellcare
  2. Humana
  3. Silver script
  4. Mutual of Omaha
  5. UHC / AARP
  6. Cigna

Prescription Drug Plans: Wellcare

Wellcare Prescription Drug PlanAverage Monthly PremiumRecommended for those who
Wellcare Value Script$12.00Take no medications or a few generic medications
Wellcare Classic$28.00Take a few generic medications or mid-tier medications
Wellcare Medicare RX Value Plus$68.90Take brand-name or high-tier medications

Prescription Drug Plans: Humana

Humana Medicare Prescription Drug PlanAverage Monthly PremiumRecommended for those who
Humana Walmart Value Rx Plan$22.70Take a few generic medications
Humana Basic Rx Plan$50.60Take several generic medications or a few mid to high-tier medications
Humana Premier Rx Plan$78.60Take multiple brand names or high-tier drugs

Prescription Drug Plans: Silver Script

SilverScript Medicare Prescription Drug PlanAverage Monthly PremiumRecommended for those who
SilverScript SmartRx$7.08Take no medications or a few generic medications
SilverScript Choice$30.78Take a few generic medications or mid-tier medications
SilverScript Plus$68.97Take brand-name or high-tier medications

Prescription Drug Plans: Mutual Of Omaha

Mutual of Omaha Medicare Prescription Drug PlanAverage Monthly PremiumRecommended for those who
Mutual of Omaha Rx Premier$34.80Take several generic medications or mid to high-tier medications
Mutual of Omaha Rx Plus$90.82Take many name-brand medications

Prescription Drug Plans: UHC/AARP

UnitedHealthcare Medicare Prescription Drug PlanAverage Monthly PremiumRecommended for those who
UnitedHealthcare Walgreens Plan$30.25Take generic medications
UnitedHealthcare Saver Plus Plan$56.02Take many name-brand drugs or mid-tier medications
UnitedHealthcare Preferred Plan$99.76Take many name-brand and high-tier medications

Prescription Drug Plans: Cigna

Cigna Prescription Drug PlanAverage Monthly PremiumRecommended for those who
Cigna Secure Rx $33.10Take no medications or a few generic medications
Cigna Essential RX$32.00Take a few generic medications or mid-tier medications
Cigna Extra RX$66.80Take brand-name or high-tier medications

What is a formulary, and what does it include?

Formularies are lists of drugs that are covered by a particular insurance plan. They can be very helpful in finding the best prices on medications, as they often have discounts negotiated with drug companies. However, not all plans have formularies, and even if they do, they may not include all of the drugs you need. If you can’t find a formulary for your plan, there are other ways to get discounts on prescription drugs.

One way to get discounts on prescription drugs is to use coupons. Many drug companies offer coupons that can be used at pharmacies to get a lower price on their medications. You can usually find these coupons online or in magazines. Another way to get discounts is to ask your doctor if there are any generic alternatives to the medications you are taking. Generic drugs are often much cheaper than brand-name drugs and work just as well. Finally, you can also try negotiating with your pharmacy for a lower price on your medications.

If you take advantage of all of these tips, you should be able to get the best prices on your prescription drugs without too much trouble. Remember, it is always important to talk to your doctor before making any changes to your medication regimen.

Formulary

The formulary is a great resource for getting discounts on medications, but it is not the only way to save money. There are other ways to get discounts on prescription drugs without using the formulary. One way to get discounts is to use coupons. Many drug companies offer coupons that can be used at pharmacies to get a lower price on their medications. You can usually find these coupons online or in magazines. Another way to get discounts is to ask your doctor if there are any generic alternatives to the medications you are taking. Generic drugs are often much cheaper than brand-name drugs and work just as well. Finally, you can also try negotiating with your pharmacy for a lower price on your medications. If you have a good relationship with your pharmacist, they may be willing to give you a better deal.

These are just a few of the ways you can get discounts on prescription drugs. Be sure to talk to your doctor or pharmacist about all of the options available to you. With a little bit of research, you should be able to discern what is the best fit for you or your loved one.

Conclusion

We hope this blog post has been helpful in understanding the top six prescription drug plans for 2023. Also, how to choose the right one for you! If you have any questions, please feel free to reach out to us. We would be more than happy to help out a www.myunitedinsurance.com or 1 800-339-4112.

One way to save money on prescription drugs is to use generic medications whenever possible. Generic drugs are just as effective as brand-name drugs, but they cost much less. Another way to save is

There you have it! These are the top six prescription drug plans for 2022. We hope this list has helped you narrow down your choices and find the right plan for your needs. Thanks for reading!