If you are a senior citizen who is looking for quality health insurance coverage, you may want to consider UnitedHealthcare Medicare Advantage plans for 2022. These plans offer many great benefits, including prescription drug coverage, dental and vision care, and hearing aids. In addition, UnitedHealthcare offers a wide range of plan options so that you can find the perfect plan to meet your needs.

A Little About Them

Established in 1977, UnitedHealthcare (UHC) is the largest health care insurance company in the United States, with estimated revenues of around $240 billion annually. UHC Medicare Advantage Plans are available in every state except Alaska.

Medicare Advantage

UnitedHealthcare Medicare Advantage for 2022

UHC’s plans all offer extra benefits, frequently with zero premiums and no or low copays. Maximum out-of-pocket costs, however, can be higher than other plans. The insurer has a large selection of plans, but not every plan is available in every state. Take time to study the choices carefully before you decide on a UHC Medicare Advantage Plan.

What Do Their Plans Cover?

Also called Medicare Part C, Medicare Advantage Plans to combine Part A and B benefits with various extra services. Most UnitedHealthcare Medicare Advantage Plans include:

  • Prescription drug coverage
  • Vision as well as glasses
  • Dental
  • Hearing
  • Wellness benefits, such as free gym memberships
  • Medical transportation (some plans)
  • Wellness over-the-counter medications (some plans).

If you have certain chronic medical conditions, such as cancer or Alzheimer’s, you may qualify for a Medicare Advantage Special Needs Plan that serves a specific population group. With Medicare Advantage, you continue to pay your Original Medicare premiums. In many cases, there’s no additional cost.

Below Are Some of Their Plan Options

UHC provides several types of Medicare Advantage Plans, including HMOs, PPOs, and SNPs. Almost all of UHC’s Medicare Advantage Plans are offered through AARP. The company has connections to over 1.3 million physicians in the U.S. and partnerships with 6,500 hospitals and health care facilities. UnitedHealthcare HMOs often offer zero premiums and copays, but you’ll need to use in-network doctors. If you use out-of-network physicians, you’ll have to pay the full cost of care.

The PPOs offered by UHC normally allow you to use both in-network and out-of-network doctors. UHC will still pay for an out-of-network doctor visit but usually at a much lower rate, and you’ll have to make up the difference. As well as Telehealth visits are often covered regardless of the plan you choose, but it depends upon your state’s regulations.

UHC offers two types of SNPs. C-SNPs are for chronic conditions. D-SNPs are for anyone dual-eligible for Medicare and Medicaid. In addition to their Prescription Drug Plans.

Unitedhealthcare Medicare Advantage Plans Reviews and Ratings

Medicare rating: 3.5 stars UnitedHealthcare’s Medicare plans received a 3.5 overall quality rating for their health and drug plan services in 2021 from the Centers for Medicare & Medicaid Services (CMS). A.M. Best financial strength rating: A-A.M. Best is a credit rating agency specializing in the insurance industry. In May 2021, A.M. Best affirmed its long-standing Financial Strength Rating of A- (Excellent) for UnitedHealth Group.

An A- rating indicates an excellent ability to meet obligations.

BBB Rating: A-UnitedHealthcare has an A- rating from the Better Business Bureau, although the company is not BBB accredited. There have been 856 complaints closed in the last three years, with 179 of those closed within the last 12 months.NCQA rating: 4 stars. According to the National Committee for Quality Assurance, overall satisfaction ratings for Medicare plans issued by UnitedHealthcare ranged from 3.5 to 4 stars. The highest scores were for prevention. Consumer Affairs rating: 3.8 Consumer Affairs gave UnitedHealthcare a rating of 3.8 stars in 2021 based on 1,891 consumer ratings and reviews. Reviews are mixed with some beneficiaries citing excellent coverage and responsiveness, and others citing difficulty with prior authorizations and claim denials. J.D. Power ranking: 4th out of the top 10. In its 2022 Medicare Advantage Study, J.D. Power measured Medicare Advantage Plan satisfaction based on coverage and benefits.

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How Do I Sign Up?

If you’re interested in signing up for a UnitedHealthcare Medicare Advantage Plan, the best way to get started is by visiting the company’s website. From there, you can compare plans, find out if you qualify, and enroll. In addition to calling in you can visit our website and click on UHC logo. Or you can also call UnitedHealthcare at (800) 339-4112 to speak with a customer service representative.

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